And Then You're Dead

Journal / Essay

The Math of the Eviction

The renting piece in this journal covered what it costs to keep the lease. This is about what happens in the room where a lease gets taken away — and the specific, measurable reason that room tends to go one way.

And Then You're Dead · August 2026 · 3 min read

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A row of numbered doors on a multi-family dwelling
Every door on a building like this one can become a court case. Almost none of them come with a lawyer on the tenant's side of the room.

Eviction court moves fast, handles enormous volume, and is structured in a way that consistently favors one side over the other — not through any single dramatic injustice, but through a resource gap that's been measured directly.

The Scale

In the places researchers can actually track it, eviction filings are still counted in the millions every year.

0M
eviction cases filed in 2025 across the 10 states and 38 cities tracked by Princeton's Eviction Lab
0%
average filing rate — roughly 1 eviction case for every 13 renter households

Some places run far above that average. Atlanta's filing rate was around 25% in 2025 — one case for every four renter households in a single year. Richmond, Virginia ran close behind at 24%.

The Gap That Decides Most Cases

Eviction court is technically adversarial — two sides, a judge, an argument. In practice, one side overwhelmingly shows up with a lawyer and the other overwhelmingly doesn't.

Landlords had legal representation in 80% of eviction cases. Tenants had a lawyer in 3% of them.
0%
of eviction cases where the landlord had legal representation
0%
of eviction cases where the tenant did

A housing court case involves procedure, deadlines, and legal defenses most tenants have never encountered and are facing for the first time, alone, against someone who does this professionally. Black renters are also disproportionately represented in the filings themselves — 28% of the renter population, but 39% of eviction cases named a Black defendant.

What Happens When the Gap Closes

New York City ran the actual experiment. In 2017, it became the first city in the country to guarantee free legal representation to lower-income tenants facing eviction.

Tenants with full legal representation in NYC housing court who remained stably housed, FY2024

89%

up from 84% the program's first full year — representation, not the underlying facts of each case, is what moved

Eviction filings citywide fell by nearly half over the following decade — from about 247,000 cases in 2013 to 118,000 in 2024. Some of that reflects landlords declining to file cases they'd have won easily before tenants had lawyers to push back, rather than every case simply reversing outcome.

And Then You're Dead

A courtroom with a professional on one side and a first-timer on the other doesn't need to be rigged to produce a lopsided outcome. It just needs one side to consistently show up prepared and the other to consistently show up alone. The one place that ratio got fixed on purpose, the outcomes moved — measurably, in one direction. Everywhere it hasn't been fixed, the math keeps running the way it's always run. That's the plan. That's the math.

That's it. That's the whole thing.

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Sources

Photo: multiple family dwellings, Sutter County, California, via Wikimedia Commons / NARA (public domain).